Daily 100 Rupey Ka SIP Karke Monthly 1 Lakh Kaise Kamaye?
Aaj ka zamaana financial planning ka hai. Har koi chahta hai ki wo apni choti si saving ko long term me bada paisa bana sake. Maximum log ek simple question poochte hain —
“Kya daily 100 rupey SIP (Systematic Investment Plan) karke future me monthly 1 lakh rupaye kama sakte hain?”
Agar aap bhi yehi soch rahe ho, to ye article specially aapke liye hai. Yaha hum SIP ka concept, return calculation, aur reality me ₹100 per day investment se lakhon–crore ka corpus kaise banta hai, sab kuch detail me samjhenge.
⭐ SIP Kya Hota Hai? (Simple Language Me)
SIP ek aisa system hota hai jisme aap mutual fund me choti-choti amount regularly invest karte ho — daily, weekly ya monthly basis par.
Yaha sabse bada advantage hota hai:
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Market ka average benefit
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Long term wealth creation
SIP un investors ke liye best hota hai jo halka-halka paisa invest karna chahte hain bina market timing ke tension ke.
⭐ Daily 100 Rupey SIP = Monthly 3000 Rupey
Agar aap daily ₹100 invest karoge to ye amount kuch is tarah banega:
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Daily = ₹100
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Monthly = ₹3,000
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Yearly = ₹36,000
Yani choti si daily saving long term me kaafi bada result de sakti hai.
⭐ Daily 100 SIP Se Monthly 1 Lakh Income Kab Possible Hai?
Sabse pehle yeh samajhna zaroori hai ki “monthly ₹1 lakh income” kaise milti hai.
Monthly 1 lakh ka matlab ye nahi ki mutual fund aapko direct 1 lakh dega —
Balki iska matlab hai ki aap ek bada corpus banayenge, jisme se aap har mahine safe withdrawal karoge.
Safe withdrawal rate hoti hai:
๐ 6%–7% yearly
Is hisaab se monthly ₹1 lakh pane ke liye aapko chahiye:
๐ ₹1.8 crore – ₹2 crore ka fund
Ab sawal ye hai —
Kya daily 100 SIP se itna bada corpus ban sakta hai?
Jawab hai — Haan, par long term me.
⭐ Daily 100 SIP Ka Future Value (12% Return)
Equity mutual funds ka long term average return hota hai 10%–14%.
Hum yaha 12% annual return consider karte hain, jo bilkul realistic hai.
Daily 100 SIP Ka Result:
Aur jab corpus ₹2 crore ho jaye, tab aap usse monthly ₹1 lakh easily nikal sakte ho (SWP mode me).
⭐ Monthly 1 Lakh Income Ka Formula
1 crore = ₹50,000/month (approx)
2 crore = ₹1,00,000 per month safe income
Isliye goal sirf ek hai:
๐ 2 crore ka corpus banana
Aur ye daily 100 SIP se possible hai — bas time lagta hai.
⭐ Kaise 2 Crore Jaldi Banaye?
Agar aap 35 years wait nahin karna chahte, to ye smart tricks follow kar sakte ho.
1️⃣ SIP Amount Badhao (Even ₹150 Can Help)
Little increase = Big results!
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Daily ₹100 → 35 years
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Daily ₹200 → 27–28 years
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Daily ₹300 → 22–24 years
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Daily ₹500 → 18–20 years
Chahe thoda hi increase karo, wealth bohot fast grow hoti hai.
2️⃣ Top Up SIP Lagao (Highly Recommended)
Har saal apni SIP sirf 10% badha do.
Example:
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Year 1 → ₹3,000
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Year 2 → ₹3,300
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Year 3 → ₹3,630
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Year 4 → ₹3,993
Isse aapka final corpus double tak ho sakta hai.
3️⃣ Right Mutual Fund Choose Karo
Best categories for long-term high growth:
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Large & Midcap Fund
Inme 12%–15% long-term return kaafi common hai.
⭐ Daily 100 Rupey SIP Kyun Karni Chahiye?
✔ 1. Choti Saving, Bada Result
Daily ₹100 = ₹36,000 yearly
36,000 x 30 years = ₹10,80,000 investment
Final return = ₹1 crore+
Yani compounding ka magic!
✔ 2. Market Discipline Develop Hota Hai
SIP market ke ups and downs ko balance kar deta hai.
✔ 3. Long Term Risk Kaafi Kam Ho Jata Hai
15+ saal investment me risk almost negligible.
✔ 4. Retirement, Passive Income, Dreams — Sab Possible
Aap apna retirement plan bana sakte ho aur monthly income generate kar sakte ho.
⭐ Realistic Expectation Kya Rakhein?
Aapko 2 cheezein zaroor samajhni hongi:
1. SIP is NOT a get-rich-quick scheme
Ye slow and steady wealth creation plan hai.
2. Time = Magic
Jitna zyada time invest karoge, utna bada corpus banega.
30–35 years ka long-term patience chahiye.
⭐ Conclusion
๐ Haan, daily 100 rupey SIP karke aap future me monthly ₹1,00,000 kama sakte ho.
Par yeh short-term me possible nahi —
Iske liye 30–35 saal ka long-term commitment, discipline aur patience chahiye.
Daily ₹100 se:
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30 years → ₹1 crore
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35 years → ₹2 crore+
Aur ₹2 crore corpus se SWP ke through Har Mahine ₹1 Lakh passive income mil sakti hai.
Yani aaj ke ₹100 future me aapka massive wealth create kar sakte hain.
SIP kaise kaam karta hai
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SIP long term benefits
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SWP monthly income
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Compounding return
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Mutual fund SIP returns
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2 crore corpus SIP
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Retirement planning SIP
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SIP top-up benefit
⭐ FAQs (Hinglish)
1. Kya daily 100 SIP safe hai?
Haan, mutual funds SEBI regulated hain, long term me risk kaafi kam ho jata hai.
2. Daily 100 SIP se kitna banega 30 saal me?
Approx ₹1 crore+.
3. Kaunsa fund best hai 100 rupey SIP ke liye?
Flexicap, Nifty 50 Index, Large & Midcap funds.
4. Monthly ₹1 lakh kab milega?
Jab aapka corpus approx ₹2 crore ho jaye.
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